Insurance Blog Week in Review – Week of February 26 – March 3, 2012

This week, there were a couple of extra blogs that appeared on the Insurance Blog. Maybe you didn’t have the time to read over all of the blogs that caught your attention. The Insurance Blog Week in Review is a good way to “ketchup” on whatever you missed. Prime Healthcare Services Investigated for Controversial Billing The hospital chain is under investigation because they are accused of submitting false claims to Medicare and Medi-Cal, of “upbilling”, and of not releasing stabilized patients to hospitals that are within the patient’s health insurance network. The Insurance Podcast Roundup went up on February 27, … Continue reading

Easing Out of Auto

Is your camera permanently locked in Auto mode? Whereas my camera has the ability to switch out of Auto and into Manual mode with a simple thumb flex, I rarely if ever remember to make the move. Each time I look at funky shots, it dawns on me that I had the ability to fix the images long before I hit the shutter button and sat for hours on end in front of the computer trying to edit out the mistakes. Even if you own a point-and-shoot camera that has limited Manual features, it is a good idea to learn … Continue reading

Tips for Increasing Your Daily Water Intake

Drinking water is always important for your health, but when you’re pregnant, it’s even more essential! To make sure you drink enough each day (see “Are You Drinking Enough Water?” below), try these recommendations: Designated Water Bottle with Straw I tend to drink a lot more water when I have a reusable bottle handy that has a straw. For the simple reason that I don’t have to drop what I’m doing to unscrew a cap, I’m much more likely to take a sip if my water bottle has a straw. I can pick up the bottle, flip back the straw, … Continue reading

One of the Best Things About a Home Business–Meeting Interesting People

I have met people due to my home-based business that I am convinced I would NOT have met otherwise. This isn’t to say that there haven’t been plenty of interesting, great, and inspiring people that I have met in other venues (including working the more traditional job), but I think the flexibility, creativity, and autonomy of a home-based business lets us intersect and interact with interesting individuals we wouldn’t otherwise come in contact with. Often, in a more traditional job, your “sphere of influence” or the people you meet at work might be confined to a specific sector of your … Continue reading

Letting Go of Being Automatically Defensive

I’ve been a single parent for several years and I think I’m pretty solid in the way my life is. That doesn’t mean that I haven’t tried dating and even attempted a relationship (with a capital “R”) in the years since my divorce. I realized recently that while I have solidly recovered from the divorce, being a single parent has caused me to learn and add some other “defensive tools” to my demeanor. While my feeling protective and defensive when I meet new people is understandable, it’s not necessarily healthy. I think as single parents, we can have a tendency … Continue reading

Interesting News About Auto Thefts, Are You Driving a Target?

An Associated Press report released on March 21, 2007 brought up some interested issues about the increasing number of U.S. autos being stolen in Canada, especially in Montreal where a large number of New Englanders drive over for fun in the big city. Apparently the Canadian officials believe the increase theft of U.S. cars may be due to the recent insurance standards Canada has established about Auto Anti-Theft devices. The Canadian Auto Theft Deterrent Standard was created following extensive research all over the world. The research indicated the most effective anti-theft deterrent system for automobiles are electronic immobilizers. With the … Continue reading

Easing The Transition To Daycare After Maternity Leave

Did you cry your first day back to work after your maternity leave? In a recent poll conducted by BabyTalk, 82% responded “yes”. I didn’t cry when I had to turn my tiny little bundle of joy over to complete strangers, but I did call every hour of every day for the first week. Then I relaxed. I didn’t think it would be so hard. Having been home with a baby for three months I thought I would welcome the chance to talk with real live adults. But it was hard. Before I went on leave, I had this plan. … Continue reading

Are You A High Risk to Your Auto Insurance Company?

One of the most important factors affecting your auto insurance premiums would be the kind of Risk you are seen as by an insurance company. Most insurance companies offer several levels of premiums based on the risk you and the drivers in your household are, and more factors decide this than you may expect. These are the major ones: Driving record. Everyone knows that an at-fault accident will increase insurance rates, but tickets and not-at-fault accidents can too. Insurance companies believe that for every speeding ticket you get, your chances of being involved in a traffic accident rise by 100%. … Continue reading

Should You Buy or Lease a Car?

When it comes to buying or leasing a car, there are advantages and disadvantages to each choice, but which option will save you the most money? Let us compare the two and explore the options. When you lease a car, you will usually have a lower down payment that when you purchase your car. If you don’t have a lot of cash flow, this can help you get into a car. Dealers will often limit the amount of a down payment that you need, in order to get the car off of the lot. That said, the lower your down … Continue reading

Four Strategies that Will Reduce Car Costs

When you budget your auto-related and transportation costs, are you including everything? There is the cost of the car itself, the monthly loan or lease payment, plus insurance, maintenance costs, and gas of course. Here are four strategies that you can use, covering each of those areas, to lower these costs, from beginning to end. Saving on Car Payments If you are considering the purchase or lease of a new car, review your options carefully. This is where you can save the bulk of your money. Really think about saving up to purchase a car with cash, if you can. … Continue reading